Stage III: Final Approval

Unlike the case when obtaining initial approval, this stage is conducted in a meeting with the mortgage consultant at the branch.

You must have the following items with you at the meeting:

• Personal details
  
• Workplace details
  
• Income details
  
• Details relating to the asset
  
• Requested loan amount
  
• Loan period
  
• Requested loan plan

In addition, please have the following documents with you:

• ID card (including an updated attachment with your and your children's details)
  
• Eligibility certificate (for eligible applicants)
  
• Income certificates (employees – last three salary stubs, independently employed – CPA certificate or tax assessments).
  
• Current account balance sheets for the last three months.
  
• Apartment acquisition contract or construction permits in the event of self construction.
  
• Updated land registration extract or updated certificate of rights relating to the asset.
  

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