The information appearing on this website does not comprise an opinion, suggestion or offer for granting any loans and does not comprise any consultation. The information is general and contains marketing content, and does not provide an alternative for debriefing the borrower and/or information sheets given to anyone wishing to learn about mortgage terms, and does not replace the independent discretion of the user and professional consulting, including advice from a mortgage clerk who considers the figures, the needs and the specific objectives relating to the user in order to perform the specific transaction. The granted loans shall be subject to Bank discretion and the provision of satisfactory guarantees pursuant to Bank procedures for housing loans. The complete and binding terms for each product/service are as presented in the Bank documents relating to the said product/service and are subject to customary Bank procedures. The Bank may alter the offered product/service terms or discontinue them at any time. Prime is the "basic interest rate" determined by the Bank and it changes from time to time.