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Annual Report 2015

Net profit increased in the fourth quarter of 2015 to NIS 117 million
In comparison with NIS 51 million in the corresponding quarter last year
And NIS 86 million in the third quarter of 2015.

Return on capital for the fourth quarter: 6.8%

Net profit for the year 2015: NIS 446 million
In comparison with NIS 455 million in 2014

Return on capital for 2015: 6.5%

Credit to the public: NIS 72,555 million
A growth of 5.3% in comparison with December 31, 2014

Deposits from the public: NIS 103,262
An increase of 8.5% in comparison with December 31, 2014

Capital attributed to the shareholders of the Bank: NIS 7,073 million
An increase of 4.1% in comparison with December 31, 2014

Ratio of Tier I equity capital to risk assets: 9.81%
Ratio of comprehensive capital to risk assets: 13.26%

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