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Fourth Quarter 2016

An increase of 16.8% in net profit for 2016 to NIS 521 million
Return on equity: 7.2%

 An increase of 11% in net interest income
to NIS 2,169 million

A decrease of 3.6% in the current operating and other expenses
and improvement in the efficiency ratio
 
An increase of 7.7% in the average balance of credit to the public
Credit to the public at December 2016 amounted to NIS 77,328 million

Ratio of Tier I equity capital to risk assets: 10.09%
Ratio of comprehensive capital to risk assets: 13.79%

An increase of 3.5% in equity attributed to shareholders
 To NIS 7,321 million
 
The Board of Directors resolved to distribute a dividend of NIS 70 million
Further to a dividend distribution of NIS 200 million in the fourth quarter

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